Turn your dollars into a debit

Make purchases in a more secure and convenient way and access cash when you need it at thousands of ATMs.

Benefits You’ll Love

  • Enjoy the freedom of secure purchasing worldwide, online
  • Save money on check reordering
  • Easily view account activity online
  • Get the peace of mind backing of Mastercard®
Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Individual Retirement Account (IRA)

Balance Required to Earn Dividends Rate APY
$0 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.80% 0.80%
$100,000+ 2.50% 2.50%

 

Money Market Account

Balance Required to Earn Dividends Rate APY
$2,500 - $24,999.99 1.80% 1.80%
$25,000 - $49,999.99 1.85% 1.85%
$50,000 - $74,999.99 1.90% 1.90%
$75,000 - $99,999.99 1.95% 1.95%
$100,000 or more 2.00% 2.00%
$150,000.00 or more* 2.75% 2.75%

*Elite Money Market Account

Share Accounts

Account Balance Required to Earn Dividends Rate APY
Member Savings $0 - $9,999.99 0.05% 0.05%
Member Savings $10,000 - $24,999.99 0.05% 0.05%
Member Savings $25,000+ 0.10% 0.10%
Prime Time Club Bonus on all balances** 0.15% 0.15%
Simply MORE! Checking* $0 - $10,000 1.25% 1.25%
Simply MORE! Checking* $10,000.01 or more 0.25% 0.25%
Christmas Club All balances 0.05% 0.05%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

*Calculated on average daily balance.

**Bonus rate applies only to member's main share savings account.

Share Certificates

Type Term Minimum Balance Required Rate APY
Share Certificate 6 Month $1,000 1.74% 1.75%
Share Certificate 9 Month $1,000 1.74% 1.75%
Share Certificate 12 Month $1,000 2.58% 2.60%
Share Certificate 15 Month $1,000 2.58% 2.60%
Share Certificate 18 Month $1,000 2.62% 2.65%
Share Certificate 21 Month $1,000 2.62% 2.65%
Share Certificate 24 Month $1,000 2.72% 2.75%
Share Certificate 27 Month $1,000 2.72% 2.75%
Share Certificate 30 Month $1,000 2.77% 2.80%
Share Certificate 33 Month $1,000 2.77% 2.80%
Share Certificate 36 Month $1,000 2.77% 2.80%
Share Certificate 48 Month $1,000 2.87% 2.90%
Share Certificate 60 Month $1,000 3.02% 3.05%

 

YOUTH Share Certificates Term Minimum Balance Required Rate APY
Youth Share Certificate 6 Month $250 1.74% 1.75%
Youth Share Certificate 9 Month $250 1.74% 1.75%
Youth Share Certificate 12 Month $250 2.58% 2.60%

 

IRA Share Certificates Term Minimum Balance Required Rate  APY
IRA Share Certificate 24 Month $1,000 2.72% 2.75%
IRA Share Certificate 36 Month $1,000 2.77% 2.80%
IRA Share Certificate 48 Month $1,000 2.87% 2.90%
IRA Share Certificate 60 Month $1,000 3.02% 3.05%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.

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