Make any ATM your ATM with 30,000+ locations to choose from
Use our convenient locator to get the cash you want without the fees you don’t at ATMs all over the country.
Benefits You’ll Love
- Access cash from surcharge-free ATMs all over the nation
- Securely complete deposits at 9,000 ATMs around the country
- Conveniently locate ATMs near you, wherever you are via call or text
- Dowload our convenient app to identify ATMs near you faster than ever
- Withdraw cash surcharge-free at over 30,000 ATM locations, nationwide
- Check your balance anywhere in the country
- Make deposits at 9,000 ATMs around the U.S.
- Get cash at popular retailers like Walgreens, Costco, and 7-Eleven®
- Use convenient CO-OP ATM and branch locator tools:
- With smartphone apps
- By text message
- Call the toll-free number — 1-888-SITE-CO-OP or (888-748-3266)
Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Individual Retirement Account (IRA)
| Balance Required to Earn Dividends | Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 0.55% | 0.55% |
| $25,000 - $49,999.99 | 0.70% | 0.70% |
| $50,000 - $99,999.99 | 0.80% | 0.80% |
| $100,000+ | 2.50% | 2.50% |
Money Market Account
| Balance Required to Earn Dividends | Rate | APY |
|---|---|---|
| $2,500 - $24,999.99 | 1.80% | 1.80% |
| $25,000 - $49,999.99 | 1.85% | 1.85% |
| $50,000 - $74,999.99 | 1.90% | 1.90% |
| $75,000 - $99,999.99 | 1.95% | 1.95% |
| $100,000 or more | 2.00% | 2.00% |
| $150,000.00 or more* | 2.75% | 2.75% |
*Elite Money Market Account
Share Accounts
| Account | Balance Required to Earn Dividends | Rate | APY |
|---|---|---|---|
| Member Savings | $0 - $9,999.99 | 0.05% | 0.05% |
| Member Savings | $10,000 - $24,999.99 | 0.05% | 0.05% |
| Member Savings | $25,000+ | 0.10% | 0.10% |
| Prime Time Club | Bonus on all balances** | 0.15% | 0.15% |
| Simply MORE! Checking* | $0 - $10,000 | 1.25% | 1.25% |
| Simply MORE! Checking* | $10,000.01 or more | 0.25% | 0.25% |
| Christmas Club | All balances | 0.05% | 0.05% |
All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.
*Calculated on average daily balance.
**Bonus rate applies only to member's main share savings account.
Share Certificates
| Type | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| Share Certificate | 6 Month | $1,000 | 1.74% | 1.75% |
| Share Certificate | 9 Month | $1,000 | 1.74% | 1.75% |
| Share Certificate | 12 Month | $1,000 | 2.58% | 2.60% |
| Share Certificate | 15 Month | $1,000 | 2.58% | 2.60% |
| Share Certificate | 18 Month | $1,000 | 2.62% | 2.65% |
| Share Certificate | 21 Month | $1,000 | 2.62% | 2.65% |
| Share Certificate | 24 Month | $1,000 | 2.72% | 2.75% |
| Share Certificate | 27 Month | $1,000 | 2.72% | 2.75% |
| Share Certificate | 30 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 33 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 36 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 48 Month | $1,000 | 2.87% | 2.90% |
| Share Certificate | 60 Month | $1,000 | 3.02% | 3.05% |
| YOUTH Share Certificates | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| Youth Share Certificate | 6 Month | $250 | 1.74% | 1.75% |
| Youth Share Certificate | 9 Month | $250 | 1.74% | 1.75% |
| Youth Share Certificate | 12 Month | $250 | 2.58% | 2.60% |
| IRA Share Certificates | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| IRA Share Certificate | 24 Month | $1,000 | 2.72% | 2.75% |
| IRA Share Certificate | 36 Month | $1,000 | 2.77% | 2.80% |
| IRA Share Certificate | 48 Month | $1,000 | 2.87% | 2.90% |
| IRA Share Certificate | 60 Month | $1,000 | 3.02% | 3.05% |
All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.